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FinTech / Banking
Bank Negara Indonesia

BNI Agency

Core Metric Achieved

2M+ Monthly Txns

Asset Overview

A robust mobile agency framework empowering field agents to perform secure banking transactions in remote areas.

To extend core financial services to unbanked populations through a secure, offline-capable mobile interface.

BNI Agency
Sovereign Architecture

The Friction

Remote areas lack physical banking infrastructure, and low internet penetration makes standard digital banking inaccessible to millions.

The Sovereign Solution

We engineered an 'Offline-First' mobile platform utilizing local encrypted storage and SMS-based synchronization for areas with zero data coverage.

Stack & Integrations

Core Tech Stack

Android NativeJavaSQLiteEncryption

Institutional Integrations

Core Banking SystemsSMS GatewaysBiometric Authentication

Impact Realized

45%
Reach Increase
99.9%
Success Rate
50k+
Agent Network

Asset Gallery

Visualization of the architected infrastructure.

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