IndonesiaFinTech / EdFinLive in productionCase Study
Shariah Pay
Shariah-Compliant Tuition Payment Gateway
Ethical finance for higher education.
- 50+
- Universities
- 100%
- Shariah compliance
- Project
- Engagement type
- Java Spring
- Core technology
Quick Answer
What is Shariah Pay?
Shariah Pay (Mupay) is a Shariah-compliant tuition payment gateway built by Akxens for Indonesian universities. Students pay fees through a mobile app and cards, universities reconcile collections in their ERP, and every transaction follows Islamic finance principles with no interest (riba).
Some client details are withheld under a non-disclosure agreement.
The challenge
Universities collected fees manually and needed a digital system that fully complied with Islamic finance principles.
The solution
Akxens built a payment gateway, student banking app, and ERP integration with Shariah-compliant transaction rules and audit trails.
How we built it
Our delivery approach for Shariah Pay, from discovery to launch.
- 01
Compliance rules
Worked with Shariah advisors to define transaction rules.
- 02
Payment core
Built on Java Spring with a secure payment API.
- 03
Student app
Delivered balances, top-ups, and card management.
- 04
ERP integration
Automated reconciliation for university finance teams.
Key features
What Shariah Pay delivers for its users every day.
- Java Spring
- SQL Server
- Payment API
- Mobile SDK
Tuition payments
Pay fees from the app or card in seconds.
Shariah compliance
No interest, transparent fees, full audit trails.
Card management
Issue and manage student payment cards.
ERP reconciliation
Collections sync automatically to university ERPs.
The outcome
- Digitized fee collection at scale
- Ensured every transaction met Islamic finance standards
- Automated reconciliation for finance teams
Services behind Shariah Pay
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Shariah Pay: frequently asked questions
What is Shariah Pay?
Shariah Pay (Mupay) is a Shariah-compliant tuition payment gateway built by Akxens for Indonesian universities. Students pay fees through a mobile app and cards, universities reconcile collections in their ERP, and every transaction follows Islamic finance principles with no interest (riba).
What technology was used to build Shariah Pay?
Shariah Pay was built by Akxens using Java Spring, SQL Server, Payment API, Mobile SDK.
Can Akxens build a platform like Shariah Pay for my business?
Yes. Akxens designs and builds custom FinTech / EdFin software like Shariah Pay, from discovery and architecture to launch and ongoing support. Book a call to discuss your requirements.
