
Portfolio · Director & Chairman, Akxens Inc.
Md AbulMansur.
Chairman of the Board · FinTech Pioneer · Architect of Virtual Account Payments · CBDC & Deep Tech
From Silicon Valley to Jakarta, New York, and London. He tokenized bank payments before tokenization had a name, and now chairs the board of Akxens.
“If fiat currency is controlled by central banks, why shouldn’t e-Money be as well?”
- 25+
- Years in payments & R&DBanks, governments, IDA programmes
- 2013
- Founded Nuspay InternationalR&D firm, United States
- 50K+
- People helped out of debtAI-driven microfinance with Uddipan
- 8
- Countries of operationFrom Jakarta to London

Abul Mansur
A pioneer who never let go of the dream.
Md Abul Mansur left Bangladesh in 1995 with his savings and an ambition bigger than borders. He studied computer science and engineering at Rochester Community College in the United States, won a scholarship to the MIS programme at Winona State University, and joined Integral Development Corporation in Silicon Valley before he had even graduated. Along the way he trained as a pilot, flying the Cessna 172 Skyhawk.
Over the next two decades he built payment systems for banks, governments, and IDA-funded programmes. He served as Group CTO and co-founded Digital Payment System (DPS) in Jakarta, whose payment application was certified for roll-out at Bank Negara Indonesia. In 2013 he founded Nuspay International in the United States to file his patent under the PCT, and piloted it as Nuspay Worldwide in Singapore.
Nuspay became the world’s first virtual account payment system based on a real bank account: every transaction runs on its own token, so sensitive account data never travels. He deployed it with NFC cards at Bank Asia and Nepal Bank, took it cross-border with X-Border, and brought AI-driven microfinance to more than 50,000 people through Uddipan in Bangladesh.
Today he leads from London as Director and Chairman of Akxens. He chairs the board, sets the standard for governance, and brings the institutional relationships that turn Akxens builds into bank-grade infrastructure. The Nuspay connection runs deep: Akxens CTO Mohammad Ali Rony has engineered on Nuspay since 2015.
“Nuspay was my dream project and I never gave up on it.”
Three decades, one conviction.
1995
Across the ocean
Rochester Community College, USA
Leaves Bangladesh for higher education in computer science and engineering in the United States.
1997
Silicon Valley and the skies
Winona State University · Integral Development Corp.
Wins a scholarship to study MIS, joins Integral Development Corporation in Silicon Valley before graduating, and trains as a pilot on the Cessna 172 (1997–1998).
2000s
Payments for nations
Group CTO · Digital Payment System, Jakarta
Co-founds DPS, whose payment application is certified for Bank Negara Indonesia, and secures payment and digital-currency systems on IDA-funded national programmes.
2013
Founds Nuspay International
United States · Nuspay Worldwide, Singapore
Sets up Nuspay as an R&D firm to file his virtual account patent under the PCT, pilots it in Singapore, and co-founds Blockchain Innovations in Budapest on the Nuspay framework.
2015
Scaling across South Asia
Bank Asia · Nepal Bank · Nuspay India
Nuspay International India is incorporated, and virtual account payments with NFC cards are deployed with Bank Asia and Nepal Bank Ltd.
2020
Unveils X-Border
Nuspay International Inc. · New York
Launches a cross-border remittance protocol on a decentralized deep tech network, with end-to-end tracking, instant beneficiary alerts, and no hidden charges.
2024
CBDC for Southeast Asia
Nuspay × Bits & Blocks × Peacock Trust UK
Launches a central bank digital currency project for Southeast Asia on Nuspay’s blockchain framework, alongside UK directorships in London.
2026
Director & Chairman
Akxens Inc.
Chairs the board of Akxens, bringing three decades of institutional payments experience to a global engineering and digital infrastructure firm.
Where finance meets deep tech.
His career sits where regulators, banks, and engineers meet. He speaks all three languages, which is exactly what a board needs when its clients are institutions.
Virtual Account Payments
Architect of the patented technology that tokenizes every payment against a customer’s real bank account.
- PCT patent
- Tokenization
- NFC cards
CBDC & Digital Currency
Early pioneer of central bank digital currency, built around currency virtualization and central bank control.
- Currency virtualization
- Central banks
- Compliance
Cross-Border Payments
X-Border: faster, transparent remittance that plugs into banks, remittance companies, and authorized agents.
- X-Border
- Remittance
- Tracking
Financial Inclusion
AI-assisted microfinance that helped farmers and working women in Bangladesh manage finances and repay debt.
- Microfinance
- AI prediction
- 50,000+ people
Deep Tech & AI
Big data, deep learning, and blockchain applied to secure, everyday transactions and asset transfer.
- AI
- Big data
- Blockchain
Board & Governance
Directing R&D from proposal to commercialization, and holding ventures to the standards institutions expect.
- Board leadership
- R&D direction
- Institutions
The account that never leaves the vault.
Nuspay was the world’s first virtual account payment system based on a customer’s real bank account. His patented approach gives every transaction its own randomly generated token, so the real account number is never exposed to merchants or networks.
- 1
The real account stays home
The customer’s bank account never leaves the bank and its secure vault.
- 2
A virtual account is issued
A unique, randomly generated token is created for the transaction.
- 3
Only the token travels
Merchants, cards, and networks see the token, never the account.
- 4
The bank settles
The token maps back to the real account and funds settle securely.
I began developing the initial concept of CBDC around currency virtualization, envisioning a solution that goes beyond e-Money.
In his own words.
Educated, tested, trusted by institutions.
Education & training
Management Information Systems
Winona State University, USA · Scholarship
Computer Science & Engineering
Rochester Community College, USA
From 1995
Aviation Trainee Pilot
Cessna 172 Skyhawk · Winona, Minnesota
1997 – 1998
Ventures & boards
Director & Chairman
Akxens Inc.
Managing Director
Nuspay International Inc. · New York
Co-Founder & CEO, Group CTO
Digital Payment System (DPS) · Jakarta
Co-Founder
Blockchain Innovations · Budapest
Institutions served
- Bank Asia
- Nepal Bank Ltd
- Bank Negara Indonesia (via DPS)
- Uddipan microfinance
- IDA-funded national programmes
- Bangladesh Central Procurement Technical Unit
The leadership
Meet the rest of the board.

Let's talk
Building for institutions?
Payments, digital currency, or infrastructure that banks and governments can trust. Start the conversation with the Akxens board.





